Refinancing in a Softening Interest Rate Market: Is Now the Right Time?
After two years of aggressive rate hikes, the conversation is finally shifting. With inflation easing and economic growth slowing, analysts are forecasting potential rate ...
The Pros and Cons of Trust Lending: Is It Right for You?
Why Loan Structure Matters More Than Ever in 2025 In today’s lending environment, getting a great interest rate is only part of the equation. ...
The Pros and Cons of Trust Lending: Is It Right for You?
At Simplify Finance, we know that navigating the world of finance can be tricky, especially when it comes to more complex structures like trust lending. ...
Bridging Loans Explained: When and Why They Make Sense
What is a Bridging Loan? A bridging loan is a short-term loan that helps you "bridge the gap" between buying a new property and selling ...
How the 2025 Australian Federal Election Could Impact Property and Lending
With the federal election scheduled for May 3, 2025, many Australians are keen to understand how the outcomes might influence the property market and lending ...
The Rise of Regional Property Markets: Opportunities Beyond Sydney
In 2025, property investors and homebuyers are looking further afield than ever before. As affordability in major cities like Sydney and Melbourne continues to tighten, ...
Debt Recycling: A Strategic Approach to Building Wealth
Debt recycling is a financial strategy that can help you transform your non-deductible home loan debt into tax-deductible investment debt. This approach is gaining popularity ...
What happens when your fixed rate term ends
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and ...
Stepping onto the Property Ladder: Is Rentvesting Right for You?
The Australian property market can be daunting for first-time investors and young professionals. Saving for a large deposit in a competitive market leaves many wondering ...
How to Maximise Your Property Investment Returns
When it comes to successful property investment in Australia, experts often emphasise finding the right property at the right time and location for solid rental ...