EDUCATION
Recent events & stories about home loans.
Capital Gains Tax Strategy: The 2026 Budget Changes
The 2026 budget changes affect investment property taxation fundamentally. From July 2027, the capital gains tax regime changes. Understanding these changes and planning accordingly could ...
SMSF and Trust Strategy: Restructuring in the New Tax Environment
The 2026 budget introduces a new 30 per cent minimum tax on discretionary trusts. If you currently own property in a trust, this creates urgency. ...
Why Structure Matters: Building Your Investment Portfolio in 2026
The 2026 budget changes are not really about negative gearing or capital gains tax in isolation. They are about structure. The reason your accountant, financial ...
Property Policy and History: What We Can Learn from 1985
In 1985, the Australian government removed negative gearing benefits for property investors. Property prices did not crash. Rents rose. The investment market contracted. But life ...
How Much Can I Borrow in 2026? A Sydney Buyer’s Guide
How Much Can I Borrow in 2026? A Sydney Buyer’s Guide In 2026, your borrowing capacity in Sydney is determined by your net income, living ...
How to Get a Home Loan with a 5% Deposit in Australia
How to Get a Home Loan with a 5% Deposit in Australia To get a home loan with a 5% deposit in Australia, you can ...
First Home Buyer Grants NSW 2026: What You’re Entitled To
First Home Buyer Grants NSW 2026: What You’re Entitled To In NSW for 2026, eligible first home buyers can access the $10,000 First Home Owner ...
Fixed vs Variable Rate Home Loan: What’s Right for You?
Fixed vs Variable Rate Home Loan: What’s Right for You? The primary difference between a fixed and variable rate home loan is that a fixed ...
Dealing with Tax Debt: Why Financing Could Be a Smarter Move for Your Business
For many business owners, tax debt can quietly accumulate during periods of tight cash flow or rapid growth. The ATO is becoming increasingly firm in ...