Investing in property
for returns and growth

An investment loan is a loan that is used to finance the purchase of an investment asset, such as real estate, a business, or shares. Investment loans typically have higher interest rates than personal loans or home loans, as the lender takes on more risk when lending money for investment purposes. They may also have stricter eligibility requirements depending on the lender.

There are a number of different types of investment loans available, including:

• Real estate investment loans: These loans are used to finance the purchase of investment properties.
• Business investment loans: These loans are used to finance the purchase of a business or shares in a business.
• Private equity loans: These loans are used to finance the purchase of shares in private companies.

To qualify for an investment loan, you will need to meet the lender’s lending criteria. This typically includes having a good credit score, a steady income, and a down payment of at least 20% of the purchase price of the property. However, if you have not met these requirements, don’t fret. There are ways around poor credit scores and the deposit amount. Get in touch with us to find out how and learn about your lending options.

Investment loans can be a good way to finance the purchase of an investment asset. However, it is important to weigh the benefits against the risks before you apply for an investment loan.

Some of the benefits of getting an investment loan include:

• You can use the loan to purchase an investment asset that you believe will appreciate in value over time.
• You can use the loan to generate income through rent or dividends.
• You can use the loan to leverage your investment, which can help you grow your wealth faster.

Investment loans carry a number of risks, including:

• The investment asset may not appreciate in value as you expect.
• The investment asset may lose value.
• You may not be able to afford the monthly repayments.
• You may be forced to sell the investment asset at a loss.

Investment loans can be a good way to finance the purchase of an investment asset. However, it is important to weigh the benefits against the risks before you apply for an investment loan.

Applying for an investment loan doesn’t have to be hard. At Simplify Finance, we have created a quick and easy application process to ensure you have time for the people and things you love. Book a call with us or fill out our contact form to first discuss your financial circumstances and goals, and we will work on researching the best loan options tailored to your needs.