Asset finance is a type of financing that allows businesses and individuals to acquire assets without having to pay the full cost upfront. Instead, the asset is financed over a period of time, with the borrower making regular payments to the lender. At the end of the financing period, the borrower may have the option to purchase the asset outright.

Asset finance can be a good option for businesses and individuals who need to acquire assets but do not have the cash upfront. It can also be a good way to spread the cost of an asset over a period of time, which can make it more affordable.