There are a few types of home loans available to Australian Expats. These include:

  • Standard Australian Expat home loan: This is the most common type of Australian Expat home loan. It is available to Australian citizens or permanent residents who are living overseas for at least 6 months. The interest rates on standard Australian Expat home loans are typically higher than the interest rates on home loans for borrowers who are living in Australia.
  • Holiday home loan: This type of loan is available to Australian citizens or permanent residents who are living overseas but who plan to return to Australia within 12 months. Holiday home loans typically have lower interest rates than standard Australian Expat home loans.
  • Investment Australian Expat home loan: This type of loan is available to Australian citizens or permanent residents who are living overseas and who want to purchase an investment property in Australia. Investment Australian Expat home loans typically have higher interest rates than holiday home loans.
  • Refinance Australian Expat home loan: This type of loan is available to Australian citizens or permanent residents who are living overseas and who want to refinance an existing home loan. Refinance Australian Expat home loans typically have lower interest rates than new home loans.