Interest rates on mortgages are determined by a number of factors, including:

  • Your credit score
  • The amount on your down payment
  • The term of your loan
  • The current market interest rates
  • The type of mortgage you choose

At Simplify Finance, we can help you understand the factors that affect your mortgage interest rate and find the best deal for you. We’ll work with you to find the right lender and the best terms, and we’ll be there to answer any questions you have along the way.