Is the great Australian home ownership dream still achievable?
Here’s the great irony: Interest rates are at all-time lows, and even though they’re looking like they might rise this year, they’re still a much ...
What are ‘interest only’ loans?
Research released by the Australian Prudential Regulation Authority (APRA) at the end of last year showed that Interest Only loans are becoming increasingly popular, now ...
You need a broker, now more than ever
Media reports supported the rhetoric this week, that banks are tightening their lending criteria, with the CBA announcing it will suspend its new lending to ...
Building Strong Bonds – Brokers and Real Estate Agents
One deals with loans, the other with homes, but a broker and a real estate agent serve a common client and can strengthen their offering ...
The RBA Opted To Leave the Official Cash Rate on Hold at 1.5%
This month’s Reserve Bank of Australia cash rate decision has just been announced; the last decision for this year in what has certainly been a ...
When is it a good time to fix your home loan?
With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future ...
When Was Your Last Home Loan Health Check?
Life is full of changes, and so are our financial circumstances. What was once the perfect home loan might not be as suitable now. If ...
How redraw and offset accounts can save you money!
Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest ...
Should you refinance for a better deal?
After this month’s cut to the official cash rate to 1.5% it is time to take advantage of the current environment to pay down your ...
Don’t Get Caught Out… How To Avoid Hidden Home Loan Fees
Exit and early termination fees can put the brakes on plans to sell, to refinance, and to renovate or purchase an investment property. Here’s how ...