When it comes to building a successful property portfolio, most people focus on getting the best interest rate or choosing the right suburb. While those are important, one of the most overlooked pieces of the puzzle is your accountant — and not just any accountant.

At Simplify Finance, we have seen firsthand how the right advice can save thousands, open up more borrowing power, and set you up for long-term success. That is why we made the decision to build our own in-house accounting business — to better support our clients and help them make smarter investment decisions.

The Problem with Generalist Accounting

Too often, investors rely on accountants who:

  • Do not understand loan structuring or lender policy
  • Lodge tax returns without optimising for borrowing capacity
  • Give reactive advice instead of proactive planning
  • Miss opportunities to use trusts, company structures, or depreciation benefits effectively

The result? Missed deductions, inefficient structures, reduced borrowing power, and delayed wealth creation.

Why a Property-Focused Accountant Matters

A great accountant who specialises in property investment will:

  • Maximise deductions through depreciation schedules, interest apportioning, and ownership structuring
  • Advise on the right structure (individual, trust, company, SMSF) for asset protection and tax optimisation
  • Align tax strategy with lending goals, helping you qualify for future purchases sooner
  • Understand how to manage capital gains, land tax, and GST for both residential and commercial deals

This is not just tax compliance — it is strategic financial planning.

Why We Built Our Own Accounting Arm

After years of working with clients whose portfolios were held back by poor financial advice, we knew we had to take a more holistic approach.

By bringing accounting in-house at Simplify Finance, we can now:

  • Ensure all advice is aligned with lending goals and investment plans
  • Build custom structures with full visibility between broker, accountant, and advisor
  • Provide one team, one strategy – no handballing, no delays, no conflicting advice
  • Give you access to a team that lives and breathes property, not just spreadsheets

Building Wealth Takes More Than Just Buying Property

If you are serious about building a portfolio — whether it is your second property or your seventh — you need a team behind you that understands every angle: tax, lending, structure, growth, and exit.

At Simplify Finance, our clients benefit from an integrated approach where brokers, accountants, buyers agents, and finance strategists all work together under one roof.

If you are building (or planning to build) a property portfolio and want to make sure your financial structure is working for you — not against you — let us know.

Get in touch today—finance, simplified.

👉 Book your strategy session now or contact us to get started.