What are the risks of an upgrading loan?
There are a few risks associated with upgrading loans. This type of loan can have shorter repayment terms, which can make it difficult to make ...
How do I apply for an upgrading loan?
To apply for an upgrading loan with Simplify Finance, book a call with us to discuss your financial situation. This will allow us to assess ...
What is a refinancing loan?
A refinancing loan is a new loan that is used to pay off an existing loan. Refinancing normally occurs in the case an individual can ...
When should I refinance?
There are a few factors to consider when deciding whether or not to refinance your home loan. These include: Interest rates: If interest rates have fallen ...
How do I refinance my loan?
The first step in refinancing your loan is to meet with us. In our initial chat, we ask you about your financial situation as well ...
What are the benefits of refinancing?
Refinancing your mortgage comes with numerous benefits. If you took out a fixed-rate home loan during a time of high interest rates, you may be ...
What are the costs involved?
Home loan refinance has a number of benefits such as lower interest rates. However, there are also costs associated with refinancing your mortgage. Closing costs, ...
What is SMSF lending?
SMSF lending, or self-managed super fund lending, allows an SMSF to borrow money to invest in property or other assets. The loan is secured against ...
How does it work?
When a self-managed super fund takes out a loan, the lender will usually require the SMSF to set up a limited recourse borrowing arrangement (LRBA). ...
How do I apply for an SMSF loan?
Before you can apply for an SMSF loan, we recommend talking to a mortgage broker so you can better understand how a self-managed super fund ...