Simplify Finance Team

People Choose Us

Our award winning team will ensure you feel supported throughout your entire finance journey.

We start with an initial strategy session to uncover your financial goals. We then complete research to find you a tailored solution. But our service doesn’t end there. We assist throughout the entire application process, doing most of the legwork and even negotiate with the lender on your behalf, to ensure we have found you a great loan through an efficient process.

Once your loan settles, we are always around to ensure the solution is right for you now and into the future.

To put it simply, WE SIMPLIFY.


Making it to Australia’s Top 100 Mortgage Brokers

29. Fabio De Castro, Oxygen Home Loans

Company: Oxygen Home Loans
State: NSW
Total value of residential loans FY20: $122,039,343 
Total number of residential loans FY20: 192

MPA Top 100 Brokers 2020

Winning Residential Finance Broker of the Year

In 2020 we won Residential Finance Broker of the Year at the MFAA National Excellence Awards.


Fabio De Castro has become the Residential Finance Broker of the Year at the online annual Mortgage and Finance Association of Australia (MFAA) National Excellence Awards 2020.

This win comes off the back of Fabio winning Residential Broker of the Year for NSW/ACT at the MFAA State Excellence Awards 2020, capping off a wonderful year for the team, and something we are immensely proud of.

The MFAA Excellence Awards celebrate the professional efforts of the mortgage industry's best brokers, businesses and industry professionals.

"It’s great to see Fabio receive this industry recognition for his dedication and strong work ethic in servicing his customers," said Catherine McFarlane, Acting General Manager of Oxygen Home Loans, a fully owned subsidiary of McGrath Estate Agents.

"With Fabio, it’s all about the client and he always ensures he goes beyond the norm with them in mind.”

MFAA National Winner
MFAA State Winner

Making it to Australia’s Young Guns

In 2017 we made Australia’s Young Guns for Mortgage Professional Australia Magazine

Oxygen Home Loans, Collaroy, NSW / AFG

“It’s my personal belief that when you’re searching for good brokers, you need to recruit for personality over skills; because in this line of work, where building relationships face-to-face is imperative to successful outcomes, then being a ‘people person’ counts above all. It’s been a long time since I met someone with Fabio’s understated confidence, his ability to start a conversation, to ask questions, and to be friendly and engaging, and to do this with such professionalism that he engenders trust and puts people at ease. But Fabio’s skills don’t end at his ability to build strong relationships – he’s passionate, driven and knowledgeable.” – Alan Hemmings, General Manager, Oxygen Home Loans


Making it to Australia’s Top 100 Mortgage Brokers

19. Fabio De Castro, Oxygen Home Loans

Company: Oxygen Home Loans
State: NSW
Total value of residential loans FY2018/19: $96,211,304
Total number of residential loans FY2018/19: 171