Doctor and Professional Home Loans Sydney
Exclusive lending benefits for medical professionals, lawyers, accountants, and other qualified professionals. Access premium rates and LMI waivers.
Out of 19,000 Nationally
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Why Choose Simplify Finance for Professional Home Loans?
At Simplify Finance, we believe finding the right loan should be simple, transparent, and stress-free. Led by Fabio De Castro — ranked in the Top 20 out of 19,000 mortgage brokers nationally — our team brings over 15 years of experience and access to more than 50 lenders. Our service is free to you; we are paid by the lender.
LMI Waivers Up to 90% LVR
Qualified professionals can borrow up to 90% without paying LMI — saving $10,000 to $40,000 on a typical purchase.
Discounted Interest Rates
Access exclusive professional packages with interest rate discounts, fee waivers, and premium banking benefits.
HECS/HELP Debt Flexibility
We work with lenders who treat HECS/HELP debt more favourably, maximising your borrowing capacity.
Tailored for Your Career Stage
Whether you are an intern, registrar, or specialist, we match you with products designed for your career trajectory.
Frequently Asked Questions
Which professionals qualify?
Medical doctors, dentists, veterinarians, lawyers, accountants (CA/CPA), engineers, and other degree-qualified professionals. Each lender has different criteria.
How much can professionals borrow without LMI?
Up to 85-90% LVR without LMI depending on lender and profession. Some offer up to 95% with reduced LMI for certain medical professionals.
Does HECS/HELP debt affect borrowing capacity?
Yes, but some lenders treat HECS debt more favourably or exclude it from serviceability calculations.
Can I get a professional loan for investment property?
Yes, LMI waivers and rate discounts can apply to investment purchases. Learn about investment property loans.
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