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Easy way to find the best home loan rate

The Australian Competition and Consumer Commission (ACCC) is currently working with lenders to understand their fees and charges and how they weigh profitability against consumer interests, particularly in light of the fact that they increase interest rates when the RBA keeps official rates on hold.   While the banks need to, and should, make a…

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Australian kids need finance education!

There was a story I posted about last week – research from MOZO that shows that the ‘Bank of Mum and Dad’ is now Australia’s 5th biggest lender.   But here’s the rub. New research now shows there’s a big pitfall in this particular banking system too.   Let me explain. While the ‘Bank of…

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Spring has sprung! Are you ready to snap up a property?

Most people think that Spring is peak property selling season, and while research suggests otherwise, it’s still a very advantageous time for buyers.      Say what? …. There’s actually no real hard and fast research to suggest that Spring is the best time to sell your property. But here, on the beaches, many homes start…

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Why you need to consider Trauma Insurance.

While it is more than likely that you do have some insurance cover in your mortgage and your superannuation fund, what you need to understand is that these are basic, generic levels of cover and more often than not, they are nowhere near adequate enough…   … But you don’t find that out until you’ve…

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New research says women don’t find sports cars sexy.

Alright, alright. OF COURSE women find sports cars sexy. But if I put the word insurance in the title of this blog would you have read it? Didn’t think so. Why? Because, let’s face it, insurance ain’t sexy. Actually, most of us Aussies think insurance is such an un-sexy subject that we’d rather not talk…

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Four key steps to becoming a property investor.

If you’re interested in becoming a property investor, there are a few things you need to consider before you get started. Here are what we think are the four most important.   Ask yourself: what’s my long-term goal? What kind of financial strategy do I need?  Is it achievable with property? Work through the numbers so…

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How much can I borrow?

Ready to buy a home or investment? Online calculators are a great tool for working out how much you can borrow. But there are other factors in the equation too.   These are the big four.   How much is your deposit? I have to admit that when it comes to property deposits, bigger is…

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Buy an investment property using the equity in your home.

You might have seen our latest video: ‘How to release equity in your home to buy a second property’. We’ve written a couple of blogs on this subject too and one of most common areas of concern for investors who want to pursue this strategy is worrying about not having enough equity to actually get…

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